Free Tool
Payment Terms Comparison
Compare the cash flow impact of different payment terms. Choose the best terms for your business.
Due on Receipt
Immediate
$10,000
Avg. collected per $10k invoice
Net 15
15 days
$9,500
Avg. collected per $10k invoice
Net 30
30 days
$8,500
Avg. collected per $10k invoice
Net 60
60 days
$7,000
Avg. collected per $10k invoice
Payment Terms Best Practices
Due on Receipt: Best cash flow but may deter some clients. Good for small projects.
Net 15: Balanced option - quick payment with minimal late fees. Ideal for most freelancers.
Net 30: Industry standard for B2B. Expect 50% to pay late.
Net 60+: Poor cash flow. Only use for large corporate clients who require it.