Business Basics

Invoice vs Receipt: What's the Difference?

8 min read

Many business owners, especially new freelancers and entrepreneurs, confuse invoices and receipts. While both are important financial documents, they serve completely different purposes and are used at different stages of a transaction. Understanding the difference is crucial for proper accounting, tax compliance, and professional client relationships.

The Simple Answer

Invoice

A request for payment sent before or when delivering goods/services.

"Please pay me $500 for the work I did."

Receipt

Proof of payment issued after money has been received.

"Thank you, I received your $500 payment."

What is an Invoice?

An invoice is a commercial document that sellers send to buyers requesting payment for goods or services provided. It's essentially a bill that outlines what was sold, how much is owed, and when payment is due.

Key Characteristics of an Invoice:

Sent BEFORE Payment

Issued when work is complete or goods are delivered, but payment hasn't been received yet.

Requests Payment

Clearly states the amount due and payment terms (e.g., "Payment due within 30 days").

Shows Payment Status

Typically marked as "Unpaid," "Pending," "Overdue," or "Paid."

Includes Payment Instructions

Bank details, accepted payment methods, and how to pay.

Has a Due Date

Specifies when payment must be received (e.g., "Due: February 15, 2026").

What Should Be on an Invoice?

  • Unique invoice number
  • Invoice date and due date
  • Seller's name, address, and contact information
  • Buyer's name and address
  • Detailed description of goods/services
  • Quantity and unit price for each item
  • Subtotal, taxes, and total amount due
  • Payment terms and methods accepted
  • Bank account details or payment link

What is a Receipt?

A receipt is a document that confirms payment has been made. It's proof that a transaction was completed and money changed hands. Receipts are given to the buyer after they pay.

Key Characteristics of a Receipt:

Issued AFTER Payment

Given only when payment has been received and processed.

Confirms Payment

Acknowledges that the seller received payment from the buyer.

Serves as Proof

Used for returns, warranty claims, expense reports, and tax deductions.

Shows Payment Method

Indicates how payment was made (cash, card, bank transfer, etc.).

No Due Date

Payment is complete, so no due date is needed.

What Should Be on a Receipt?

  • Receipt number or reference
  • Date of payment
  • Seller's business name and contact information
  • Buyer's name (optional but recommended)
  • Description of what was purchased
  • Amount paid
  • Payment method (cash, credit card, bank transfer)
  • Statement like "Paid in Full" or "Payment Received"

Side-by-Side Comparison

FeatureInvoiceReceipt
When issuedBefore/during deliveryAfter payment received
PurposeRequest paymentConfirm payment
Payment statusUnpaid/PendingPaid
Due dateYesNo
Payment termsYes (Net 30, etc.)No
Legal requirementYes for B2BOptional but recommended
Tax purposesRecords sales/revenueProves business expense
Who needs itBuyer (to pay)Buyer (proof of payment)

Common Scenarios Explained

Scenario 1: Freelance Web Design Project

  1. 1. You complete a website for a client
  2. 2. You send an invoice for $3,000 with "Net 30" terms
  3. 3. Client pays you $3,000 via bank transfer 2 weeks later
  4. 4. You send a receipt confirming payment received

Scenario 2: Coffee Shop Purchase

  1. 1. Customer orders a coffee for $5
  2. 2. Customer pays $5 immediately (no invoice needed)
  3. 3. Coffee shop gives customer a receipt as proof of purchase

Note: For immediate cash transactions like retail, receipts are issued directly without an invoice.

Scenario 3: Monthly Consulting Services

  1. 1. You provide consulting services throughout January
  2. 2. On Jan 31, you send an invoice for January's work ($5,000)
  3. 3. On Feb 15, client pays the invoice
  4. 4. You issue a receipt or mark the invoice as "PAID"

When Do You Need Each?

Use an Invoice When:

  • Offering credit terms (payment later)
  • Working with business clients (B2B)
  • Providing services over time
  • Payment isn't immediate
  • Need to track outstanding payments

Use a Receipt When:

  • Payment is made immediately
  • Customer pays cash or card in person
  • Retail or point-of-sale transactions
  • An invoice has been paid
  • Customer needs proof for returns/warranty

Can You Use Both?

Yes, absolutely! In many business transactions, you'll use both documents:

  • Send an invoice when work is complete to request payment
  • Once payment is received, either issue a receipt OR mark the invoice as "PAID"

Many modern invoicing systems automatically generate a receipt or mark an invoice as paid when payment is confirmed, giving you both documents in one workflow.

Common Mistakes to Avoid

Using "Receipt" for Unpaid Work

Don't call a document a receipt if payment hasn't been received yet. Use "invoice" instead.

Not Providing Receipts After Payment

Always give customers proof of payment—they may need it for accounting, taxes, or returns.

Missing Key Information

Both documents need clear details: dates, amounts, descriptions, and contact information.

Not Keeping Copies

Keep copies of all invoices and receipts for accounting, tax purposes, and dispute resolution.

Tax and Legal Considerations

For Invoices:

  • Legally required for B2B transactions in most countries
  • Must be kept for 6-10 years for tax purposes
  • Used to report income and calculate taxes owed
  • VAT/GST invoices have specific legal requirements

For Receipts:

  • Prove business expenses for tax deductions
  • Required for warranty claims and returns
  • Should be kept by customers for their records
  • May be required for expense reimbursement

Streamline Your Invoicing & Receipt Process

Managing both invoices and receipts doesn't have to be complicated. PrestoBills automatically handles both documents, marking invoices as paid and generating receipts when payment is confirmed.

PrestoBills Features:

  • Create professional invoices in seconds
  • Automatically mark invoices as "PAID" when payment received
  • Generate receipts or payment confirmations instantly
  • Track which invoices are paid vs outstanding
  • Store all documents in one place for easy access

Key Takeaways

  • Invoice = Request for payment (sent before money is received)
  • Receipt = Proof of payment (issued after money is received)
  • Invoices include due dates and payment terms; receipts don't
  • B2B transactions typically require invoices; retail often uses only receipts
  • Many businesses use both: invoice first, then receipt after payment
  • Both documents are important for accounting, taxes, and record-keeping
  • Modern invoicing software can handle both automatically

Ready to Simplify Your Invoicing?

Stop worrying about the difference between invoices and receipts. PrestoBills handles everything automatically, so you can focus on growing your business.